F24 can be done via XML indeed with a special setup (and the receiving bank need to be able to accept them).
PagoPa via upload from TMS/File i have never seen. I know Unicredit is working on it but not yet finished.
PagoPa via a bank specific setup is working. Unicredit has a solution where they prepare it in their online banking tool and from there it can be approved/send to the tax authoristies. Better then doing it manually!
But again this will depend from bank to bank and their service offering.
Happy to hear other opinions here as well.
Same for Spain but that should be a different topic.
