EuroFinance 2025: AI Takes the Stage, but Core Treasury Still Reigns
From Treasury Mastertminds This year’s EuroFinance conference was buzzing with energy — and Treasury Masterminds was there in full force as an official media partner, with nine board members attending sessions, moderating panels, and walking the floor. If one theme stood out above all, it was clear: AI has moved from curiosity to conversation — and now to early experimentation. “I clearly see strong interest in AI,” said Patrick Kunz, Founder of Treasury Masterminds. “My sessions on this topic were fully booked. When polling the audience, there was a noticeable shift — more treasurers are experimenting or running first use cases. Last year it was mostly about interest.” But while AI dominated headlines and hallway chatter, the classic topics of treasury weren’t going anywhere. “That doesn’t mean that the standard treasury topics were less in demand,” Patrick added. “Cash optimisation, working capital management, and yield enhancement for cash investments remain high on the agenda. The roundtable knowledge-sharing sessions were particularly popular — treasurers still love learning from each other.” AI Everywhere – But Still Early Days For many first-time attendees, the scale and scope of EuroFinance were eye-opening. “I was amazed by the number of banks and fintechs, especially smaller ones focusing on AI and innovation,” shared Kortam Mohammed. “All the sessions were highly relevant — from working capital to digital assets and AI adoption.” Kortam observed a growing number of practical AI solutions already in the market — particularly around cash flow forecasting, working capital optimisation, and digital payment automation. But he also noted two key challenges holding treasurers back: That tension — between the potential of new tech and the reality of operational focus — seemed to echo across the event. AI, Upskilling, and the Future of Treasury Roles AI wasn’t just about technology — it was about people. “AI was mentioned in nearly every session — even by José Manuel Barroso in his closing remarks,” said Benjamin Defays. “Many treasurers were uneasy about what it means for their roles, but the message was clear: AI will replace tasks, not entire jobs.” Benjamin’s takeaway was that upskilling is now non-negotiable. “It’s time for treasurers to look at their work and identify where they add value. We shouldn’t be ashamed to say we used AI to get something done — we should foster this mindset in our teams. Learn the AI language, and teach it internally.” Benjamin also highlighted growing interest in Fixed Term Funds (FTFs) — an investment approach offering greater control over counterparty risk — and virtual accounts, which continue to evolve but still lack clearly defined corporate use cases. Tokenised MMFs Make a Comeback “Adding to those comments, I was curious to see the return of tokenised money market funds,” noted Nicholas Franck. “There’s no sign of corporate adoption yet — mainly financial institutions — but their reappearance suggests the market is maturing.” This re-emergence fits into a broader trend of digitalisation of liquidity and investments, where treasurers are increasingly looking for secure, transparent, and efficient ways to deploy excess cash. 🎙️ Live from EuroFinance: The Treasury Masterminds Podcast One of the highlights for our community this year was hosting a LIVE podcast recording right from the EuroFinance venue, in collaboration with Nomentia. The discussion explored the hottest conference themes — from treasury digitalisation and TMS innovation to how AI is reshaping the way treasurers work and collaborate. “Conversations like these capture the pulse of treasury,” said Patrick. “It’s exactly what Treasury Masterminds is about — connecting experts, sharing real stories, and turning ideas into action.” 🎧 Listen to the full live recording here:👉 Treasury Masterminds LIVE with Nomentia at EuroFinance 2025 Looking Ahead: From Awareness to Application EuroFinance 2025 confirmed that treasury innovation is no longer a niche side conversation — it’s part of every treasurer’s strategic agenda.But as our board’s observations show, the gap between awareness and application remains wide. Bridging that gap is where communities like Treasury Masterminds play a role — helping treasurers share experiences, experiment safely, and translate technology into real impact. Were you at EuroFinance 2025? We’d love to hear your takeaways — especially your first-hand experiences with AI, digital investments, or other treasury innovations. Also Read Join our Treasury Community Treasury Mastermind is a community of professionals working in treasury management or those interested in learning more about various topics related to treasury management, including cash management, foreign exchange management, and payments. To register and connect with Treasury professionals, click [HERE] or fill out the form below to get more information. Notice: JavaScript is required for this content.
Franklin
7 Tricks of the Trade to Enhance Your Cash Reconciliation Process
This article is written by Treasury4 Treasury professionals know that cash reconciliation is an essential part of cash flow management for any organization. It shows the company’s cash position, identifies errors or fraud, and allows management to make informed, strategic decisions based on the most up-to-date information. Unfortunately, the cash reconciliation process comes with several common hurdles that CFOs and treasurers must constantly deal with. And if you’re not careful, these issues can quickly snowball into larger financial risks. Today, we’ll share several actionable tips to improve your cash reconciliation process. First, let’s look at the most common pain points of the cash reconciliation process—and how they can create even larger problems. Key Challenges in Cash Reconciliation Cash reconciliation is the process of making sure your company’s financial records match up with actual bank balances. And it can come with several challenges, including: The good news is that there are strategies to overcome these challenges. Let’s look at some of the most effective ones. 1. Use Automation Automating your cash reconciliation is one of the most effective ways to optimize the process. It minimizes the manual workload, reduces errors, and accelerates the entire workflow. Here’s how automation can transform your process: Treasury4’s automation features provide near real-time visibility into your cash position, ensuring better accuracy and freeing up your finance team to focus on more important duties. Scalability is another key feature of Treasury4. As your business grows, so do your financial transactions. With a scalable solution, your reconciliation process evolves effortlessly—and automatically—alongside your operations. 2. Create Clear Guidelines Inconsistent practices across departments can lead to confusion and errors in your reconciliation process. Consider creating a step-by-step guide that clearly defines the reconciliation process. Include which systems to use, how to verify transactions, and how to resolve discrepancies. Make sure this guide is used by any team member involved in the process. Treasury4 can help standardize your cash reconciliation process by enabling custom workflows so that everyone follows the same procedures. Having a structured, repeatable process ensures consistency and reduces the risk of errors or discrepancies. 3. Use Templates to Ensure Nothing Is Overlooked Using standardized templates for various parts of the reconciliation process ensures every step is being carried out properly. Types of templates to consider: Treasury4’s customizable templates allow you to create tailored solutions for your organization’s unique needs, ensuring every task is completed to satisfaction. 4. Move to Daily or Weekly Reconciliations Monthly reconciliations can create a backlog of discrepancies that pile up over time. By moving to daily or weekly reconciliations, you can catch errors early and resolve them before they grow into larger issues. Keeping your accounts reconciled more often reduces stress (and bottlenecking) at the end of the month. Treasury4’s user-friendly interface improves the reconciliation process, making it easy to manage as often as you want. 5. Monitor Key Accounts Closely Not all accounts require the same level of attention. Make sure you give particular focus to accounts with high transaction volumes or frequent fluctuations. This way, you can make sure they’re reconciled accurately and efficiently. Treasury4 offers advanced reporting capabilities that allow you to set up custom alerts and track key accounts in real time. By watching these accounts closely, you can find issues before they escalate. Analyze Discrepancies and Trends to Refine Your Process Discrepancies will inevitably arise, but tracking and analyzing these issues over time can help you spot patterns, identify root causes, and implement preventive measures. Here are some best practices for analyzing discrepancies: With Treasury4’s detailed, customizable reporting features, finance teams can track discrepancies, show recurring issues, and gain valuable insights into their root causes. 6. Analyze Discrepancies and Trends to Refine Your Process Discrepancies will inevitably arise, but tracking and analyzing these issues over time can help you spot patterns, identify root causes, and implement preventive measures. Here are some best practices for analyzing discrepancies: With Treasury4’s detailed, customizable reporting features, finance teams can track discrepancies, show recurring issues, and gain valuable insights into their root causes. 7. Use Accurate Documentation to Simplify Audits Documenting every step of the reconciliation process is crucial—both for day-to-day operations and to be prepared for audits. For one thing, it enhances transparency and allows stakeholders to feel confident in the data. For another, properly documenting discrepancies—including their root causes and how they were resolved—makes audits more efficient and ensures compliance with regulatory requirements. Also Read Join our Treasury Community Treasury Masterminds is a community of professionals working in treasury management or those interested in learning more about various topics related to treasury management, including cash management, foreign exchange management, and payments. To register and connect with Treasury professionals, click [HERE] or fill out the form below. Notice: JavaScript is required for this content.