You’re Doing Payments Wrong—And It’s Costing You Strategic Control
Why centralization alone isn’t enough—and how POBO and in-house banking change the game Here’s the thing most companies get wrong: they treat centralized payments like an efficiency play. Fewer bank accounts. Bulked payments. Lower admin burden. And while that’s not wrong, it’s barely scratching the surface. Because when you design centralized payments with strategy in…
PETER.WOLF@SERRALA.COM
Why New Treasury Tech Can Fail (Before It Even Starts): The Hidden Challenge Behind Every Implementation
Resistance to change trumps cost, integrations, and tool choice — here’s what that means for your treasury transformation. When it comes to implementing new treasury technology, we often focus on the big-ticket issues — budget approvals, ERP integrations, selecting the best vendor. But if our latest Treasury Masterminds poll is any indication, the real challenge…
Franklin
Competence vs. Culture: What Really Drives Better Decisions in Risk Management?
This article is a contribution from one of our content partners, Avollone Competence eats culture for breakfast… Over the last few years, people have repeatedly cited culture as the big culprit behind various corporate scandals. After a scandal, new leadership quickly concludes that “the previous management and culture was the main reason behind XYZ, and…
The Economics of Liquidity: Why CFOs Must Regularly Monitor and Coordinate with Their Treasurer
This article is a contribution from our content partner, Kyriba Economic factors influence corporate liquidity planning. Companies must remain vigilant to economic indicators and trends, adjusting their liquidity strategies to maintain financial flexibility and optimize resource use. By understanding and anticipating these economic impacts, firms can develop robust liquidity management practices that enhance their resilience and support long-term…
Treasury Contrarian View: Real-Time Payments — Do We Really Need Them in Treasury?
Real-time payments (RTP) are being touted as the future of finance. Fintechs are building around them. Banks are promoting them. Regulators are encouraging them. But here’s the question treasury professionals need to ask: Are real-time payments really necessary—or even useful—for treasury operations, or are we chasing a trend that solves problems we don’t have? The…
The Role of Treasury: From Operational to Strategic Leadership
The role of treasury has transformed dramatically. Treasurers have emerged as strategic leaders, pivotal in steering the strategic direction of their organizations. In this article, I’d like to touch base on a few of the critical aspects of strategic treasury leadership and stakeholder management, offering a few insights into how treasurers can cope with their expanded…
Benjamin Defays