API’s are a good way to connect to banks. But they are not always available of the shelves. Some banks have them but they are generic.
If there is no API but it would help to have one (alternatively to the standard psd2 connection or H2H connection) who should lead and pay for the creation of the API ?
Bank ? Corporate ? or the Tech Provider ?
Or shared between them.. it shouldnt be about the money but bottomline it often is.