Physical vs. Virtual Bank Accounts: What You Need to Know
Written by Renea Mahadeo Introduction Virtual accounts are transforming treasury operations, reducing complexity, and increasing efficiency. Did you know that implementing virtual accounts can reduce a company’s total number of bank accounts? Traditional corporate treasury teams often manage hundreds of physical bank accounts across multiple banks and regions, which leads to administrative burden, high costs,…
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Future-proofing your Financial System: Ensuring Scalability and Adaptability
This article is written by Cobase The ability to adapt and grow is essential for any business. As your company evolves, your financial system must be capable of scaling with you—whether that means handling increased transaction volumes, integrating with new technologies, or expanding into new markets. However, not all systems are built with the future…
Why Excel Fails at Cash Flow Forecasting
This article is written by Nomentia Cash flow forecasting serves a foundational function in the financial planning of any business. It provides answers to questions like: “Do we have enough cash to meet our immediate and short-term obligations?” “How much cash do we need to set aside for upcoming tax payments?” and “What are our…
Embat Acquires Necto: Strengthening Its Leadership In Global Corporate Banking Connectivity Through APIs
Embat is a cloud-based treasury management solution that streamlines the management of receivables, payments, and forecasting, automating accounting and bank reconciliation, enabling real-time visibility of cash, liquidity, and debt while reducing operational workload by up to 75%. This acquisition extends Embat’s integration with leading financial institutions such as J.P. Morgan, Citi, Barclays, among others. Necto has…
Treasury Contrarian View: The Case Against In-House Banks
For years, in-house banks (IHBs) have been promoted as the gold standard for multinational corporations seeking centralized control over cash, payments, and liquidity. But in a world of real-time payments, virtual accounts, and advanced fintech solutions, do we still need in-house banks, or are they becoming an outdated legacy structure? The Traditional Arguments for In-House…
Challenges in Payment Operations: Insights from Modern Treasury’s Survey
As businesses strive to adapt to the fast-moving demands of the “Instant Economy,” they are facing increasing difficulties in streamlining their payment operations. According to Modern Treasury’s fourth annual State of Payment Operations 2025 report, which surveyed 500 financial decision-makers, nearly 90% of companies are grappling with inefficient and manual payment processes. The survey highlights…
Treasurers or Traders?
This article is a contribution from our content partner, TreasurySpring For nearly a decade post the global financial crisis, the rates market was a fairly predictable, benign, unexciting place to be. Data and headlines barely shifted the needle, and traders, investors, and treasurers could quite accurately forecast and achieve expected borrowing rates and returns across…
Centralised Treasury Explained
This article is written by Kantox In turbulent times, it is more difficult to achieve higher risk mitigation, control, and visibility over cash. This has been a driver for centralisation in recent years and, as CFOs and treasurers seek to gain an accurate view of the cash held by their organisations, we have seen the…
Pricing Supply Chain Finance
This article is a contribution from our content partner, PrimeTrade There is quite some debate on best practice when it comes to pricing the discount that suppliers might be offered for early payments on their invoices. We have developed a framework that companies can use to decide how to approach the pricing of early payment…