How Embedded Finance is Changing Bank Reconciliation
This article is written by Embat Embedded finance is revolutionising the way businesses and banks interact with each other, as well as with consumers and users. Advances in new technologies and the support of APIs have completely changed the current financial paradigm, altering many of the business processes we encounter daily. But how exactly is…
Franklin
CBDC vs Stable Coin for Treasurers
The rise of Central Bank Digital Currencies (CBDCs) and stablecoins is a hot topic in the world of treasury and payments, particularly with the push toward faster, more efficient international transactions. Here’s a comparison of CBDCs and stablecoins, focusing on control and their potential usefulness for corporate treasurers: 1. CBDCs (Central Bank Digital Currencies) CBDCs…
Are You Checking Your FX Trade Time-stamps?
This article is a contribution from our content partner, Just The UK Financial Conduct Authority (FCA) has released a statement confirming its recognition of the updated FX Global Code. As part of that statement, the FCA also clarified its view that it is not consistent with the principles in the Code for FX providers to delay a client’s…
Dynamic Discounting
This article is a contribution from our content partner, PrimeTrade Dynamic discounting is a form of supplier finance – often grouped with supply chain finance, SCF, and reverse factoring. These are arrangements that help suppliers to get cash early when buyers do not want to pay invoices immediately. Dynamic discounting is different though Supply chain…
Treasury Contrarian View: Will AI Replace Treasury Analysts?
With the rise of artificial intelligence (AI) and automation, corporate treasury is experiencing a technological transformation. AI-driven forecasting, reconciliations, and fraud detection are becoming more advanced. But does this mean that the role of treasury analysts will soon be obsolete? Or is AI simply another tool to enhance efficiency rather than replace human expertise? The…
FX: Is Hedging Expensive?
This article is a contribution from one of our content partners, Bound The myth of hedging costs Maybe the title of this section gives away my conclusion, but here we go. Foreign exchange volatility can mess up any company’s financials. Companies not wanting to be held hostage by FX should consider hedging—i.e., taking the volatility…
Treasury needs to be it’s own DOGE
Written by Patrick Kunz 1. Treasury as the “DOGE” of the Organization Just like the Department of Governmental Efficiency (DOGE) would aim to streamline spending, eliminate waste, and optimize financial processes in government, corporate treasurers play the same role within a company: Corporate treasurers are, in a sense, the “DOGE” of the company—watchdogs of financial…
Patrick Kunz
KYC is Outdated. It’s Time for Know-Your-Counterparty (KYCp)
This article is a contribution from one of our content partners, Avollone We really should rename KYC from Know-Your-Customer to Know-Your-Counterparty. Until now, various KYC software suppliers have used KYB (Know-Your-Business) to cater to use cases that go beyond knowing your customers. But one should think that customers are your business as well? Obviously, KYB could also cover any…
Measuring currency risks—what is behind CFaR and its cousins
This article is written by HedgeFlows Quantifying FX risk is one of the most challenging aspects of foreign exchange risk management. To determine whether managing currency risk is worthwhile, it’s essential to understand exactly what you’re protecting against. This knowledge is key to making informed decisions. While large multinational corporations often rely on concepts like…