Blog – 3 Column

The Complete Guide to EMIR: European Market Infrastructure Regulation Explained

The Complete Guide to EMIR: European Market Infrastructure Regulation Explained

This article is written by Kantox What is EMIR and Why Does It Matter? The European Market Infrastructure Regulation (EMIR) is a comprehensive regulatory framework enacted by the European Securities and Markets Authority (ESMA), which came into force on February 12, 2014. Its primary aim is to more tightly supervise the trading of over-the-counter (OTC)…

Şişecam issues first Working Capital Note™ under multi-million dollar facility, launching new phase of liquidity strategy

Şişecam issues first Working Capital Note™ under multi-million dollar facility, launching new phase of liquidity strategy

This is a Press Release from our Partner, ETR Digital London / Istanbul – January 21st  Şişecam, the specialist glass and chemicals manufacturer, has completed the issuance of its first Working Capital Note™ (WCN) under a multimillion-dollar working capital facility.   The transaction took place on 30 December 2025 and was financed by İşbank, issued via the Faturalab platform and enabled by ETR Digital’s award-winning Flownote™️ technology. It represents the first live use of this structure within Şişecam’s treasury operations and establishes the…

Can Stablecoins Fix FX Risk?

Can Stablecoins Fix FX Risk?

Written by Sharyn Tan (Views are my own) Stablecoins are often positioned as a breakthrough for cross-border payments and treasury operations. By enabling near-instant, programmable settlement, they dramatically shorten settlement times — and with that, surely too the window for foreign exchange (FX) risk. But here’s the harder question: Similar to liquidity traps, do stablecoins actually eliminate FX…

Trade war can hurt software & service businesses, too

Trade war can hurt software & service businesses, too

This article is written by HedgeFlows Currency swings from global trade disputes can undercut service business profits – but often, the true impact is only noticed months down the line. While manufacturers may brace for tariffs and supply disruptions, service-based firms from SaaS startups to international consultancies are just as exposed to the shifting tides…

Checklist: Is Manual Reporting Slowing Down Your Cash Strategy?

Checklist: Is Manual Reporting Slowing Down Your Cash Strategy?

This article is written by Treasury4 A 6-Point Gut Check for Treasury and Accounting Teams The report wasn’t late, but it wasn’t early.The spreadsheet opened with a warning—something about links.One tab said “FINAL_v2,” another said “USE THIS ONE.”Someone changed the numbers, but didn’t say which ones. It was 5:07 PM.You sent it anyway. If that…

Top 9 Treasury Management System Benefits

Top 9 Treasury Management System Benefits

This article is written by our partner, Nilus You’re prepping for a board call, and someone asks, “Where’s our cash right now across all entities?” If your answer still involves logging into eight portals and piecing together spreadsheets, it’s time to rethink how you’re working. It’s time to start evaluating a modern Treasury Management System (TMS). In…

Stablecoins vs. Tokenized Deposits: The right debate? 

Stablecoins vs. Tokenized Deposits: The right debate? 

Written by Sharyn Tan (Views are my own) As of late 2025, the total stablecoin market capitalization has surged to around $300 billion, with projections suggesting it could exceed $2 trillion by 2028. This growth is fueled by diverse use cases, from cross-border remittances to institutional settlements and DeFi applications. Yet, a persistent debate dominates…

Manual vs Automated Treasury Forecasting: What’s the Real Cost?

Manual vs Automated Treasury Forecasting: What’s the Real Cost?

This article is written by Palm Introduction If you’ve ever lost a full afternoon chasing down missing bank files, fixing broken spreadsheet links, or double-checking cash flow formulas — you’re not alone.For many treasury teams, manual forecasting has been the norm for years. It’s what we know, what we inherited, and what still kind of…

Treasury Trends for 2026: Building Smarter, Faster and More Resilient Treasury Functions

Treasury Trends for 2026: Building Smarter, Faster and More Resilient Treasury Functions

Written by Patrick KunzFounder/Board member, Treasury Masterminds When considering the treasury trends of 2026, the Treasury has never been more visible than it is heading into 2026. Markets remain unpredictable, supply chains twitch at the slightest disturbance, regulation swells like a badly managed ERP project, and CFOs want clarity in places where clarity is… optimistic….