Treasury at the Speed of Business – Back Office No More: The Rise of the Command Centre
Written by Sharyn Tan (Views are my own) The future of treasury operations is undergoing a profound transformation, shifting from a traditional back-office function focused on static balance sheet management to a dynamic, always-on command center that orchestrates liquidity in real time. This evolution is driven by technological advancements, particularly the rise of stablecoins, tokenized deposits, and broader digital asset integration….
Franklin
AI in fintech: Separating the show from the work
This article is a contribution from our partner, Embat Theo Wasserberg, Head of UK&I at Embat Fintech’s AI moment in 2025 exposed the gap between demos and real impact. Operational AI, not pilots, is reshaping finance workflows and decision-making. At Google’s Gemini Founders Forum this year, they had a term for what happens when AI looks…
ISO 20022 for corporates: the change you can’t ignore (even if you’d like to)
From Treasury Masterminds ISO 20022 is one of those initiatives that sounds like a banking problem… right up until it quietly lands on the corporate desk. Treasury, finance operations, IT, ERP teams, payments, compliance. Congratulations, you’re all invited. SWIFT’s ISO 20022 migration replaces legacy MT messages with MX (XML-based) messages. Banks are doing most of…
Key global trends shaping corporate FX hedging
This article was written in 2025 by our partner, MillTech In an increasingly volatile global economy, managing currency risk has become a top priority for businesses worldwide. As exchange rates fluctuate and financial pressures mount, firms are turning to FX hedging strategies to safeguard their bottom lines. This blog explores the key trends shaping corporate…
The Complete Guide to EMIR: European Market Infrastructure Regulation Explained
This article is written by Kantox What is EMIR and Why Does It Matter? The European Market Infrastructure Regulation (EMIR) is a comprehensive regulatory framework enacted by the European Securities and Markets Authority (ESMA), which came into force on February 12, 2014. Its primary aim is to more tightly supervise the trading of over-the-counter (OTC)…
Şişecam issues first Working Capital Note™ under multi-million dollar facility, launching new phase of liquidity strategy
This is a Press Release from our Partner, ETR Digital London / Istanbul – January 21st Şişecam, the specialist glass and chemicals manufacturer, has completed the issuance of its first Working Capital Note™ (WCN) under a multimillion-dollar working capital facility. The transaction took place on 30 December 2025 and was financed by İşbank, issued via the Faturalab platform and enabled by ETR Digital’s award-winning Flownote™️ technology. It represents the first live use of this structure within Şişecam’s treasury operations and establishes the…
Can Stablecoins Fix FX Risk?
Written by Sharyn Tan (Views are my own) Stablecoins are often positioned as a breakthrough for cross-border payments and treasury operations. By enabling near-instant, programmable settlement, they dramatically shorten settlement times — and with that, surely too the window for foreign exchange (FX) risk. But here’s the harder question: Similar to liquidity traps, do stablecoins actually eliminate FX…
Trade war can hurt software & service businesses, too
This article is written by HedgeFlows Currency swings from global trade disputes can undercut service business profits – but often, the true impact is only noticed months down the line. While manufacturers may brace for tariffs and supply disruptions, service-based firms from SaaS startups to international consultancies are just as exposed to the shifting tides…
Checklist: Is Manual Reporting Slowing Down Your Cash Strategy?
This article is written by Treasury4 A 6-Point Gut Check for Treasury and Accounting Teams The report wasn’t late, but it wasn’t early.The spreadsheet opened with a warning—something about links.One tab said “FINAL_v2,” another said “USE THIS ONE.”Someone changed the numbers, but didn’t say which ones. It was 5:07 PM.You sent it anyway. If that…